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4 Ways a Reverse Mortgage can Help.
A reverse mortgage is a non-recourse home loan that is based upon age and the equity that you have in your home, according to Investopedia, and not your income or creditworthiness. The minimum age that you can apply for one is 62, and repayment typically doesn't start until after you have passed away; unless you sell the house early or violate the terms of the loan, like renting the house out or not using is as your primary residence.
It is not uncommon to be living on a fixed income and a set and restricting budget for many older Americans. But sometimes you may require more cash than is on-hand for one or more reasons. Here are a few examples of where a reverse mortgage might be able to help you...
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